REKOMENDASI KEBIJAKAN ASURANSI DI PT.”X”

Dedy Dewanto

Sari


Abstract

One of the tasks of community service is to perform consultation to enterprises available in the community. This writing is based on consultation to PT.”X”, which owns electricity supply business. The role of electricity as the main energy source for all human activities is vital. So important is the role of electricity as energy source, causing all important activities in life can be stopped, interrupted or delayed when power outages, resulting in lossess in various aspects of  life. The loss aspect that has always been the main benchmark of staakeholders is the economic loss. Therefore ensuring the availability of electricy is very important. There are two main points of concern: availability and continuity of power supplies.In terms of availability of power supplies, Government continues to seek sufficient national electricity supply, through various power generation projects. Similary, in the context of risk management, one option is to do risk transfer mechanism, ie move the risk to insurance company. Risk transfer mechanism plays an important role, especially when facing Act of God, such as earthquakes, tsunami, flood, lightning, rain, etc, and the existence of events out of control (sudden and unforseen damage). Therefore this writing intended for the creation of insurance policies of PT. “X”. The method of this community service using consultation based on strategic management model for strategy and policy in insurance matter , applying internal and external data, as well some discussion to take conclusion and decision. The strategic management model for strategy and policy combined with key production factors, value chain analysis, and risk appetite PT.”X”, resulting insurance policy containing recommendations priority needs and types of insurance for the objects.

 

Keywords: electricity, supply, continuity

 

Abstrak

Salah satu tugas  pengabdian masyarakat adalah melakukan konsultansi pada perusahaan yang terdapat dalam masyarakat. Penulisan ini didasarkan pada konsultansi pada PT.”X” yang memiliki bisnis di bidang penyediaan listrik. Peran listrik sebagai sumber energi utama bagi seluruh aktifitas kegiatan manusia sangatlah vital. Begitu pentingnya peranan listrik bagi sumber energi, menyebabkan semua aktifitas penting dalam kehidupan bisa terhenti, terganggu atau tertunda bila listrik padam, sehingga timbul kerugian di berbagai aspek kehidupan. Aspek kerugian yang selalu menjadi tolok ukur utama para pemangku kepentingan adalah kerugian ekonomi. Oleh karenanya memastikan ketersediaan listrik sangatlah penting. Ada dua hal pokok yang menjadi perhatian utama yaitu: ketersediaan pasokan listrik dan kontinuitas pasokan listrik. Dalam hal ketersediaan pasokan listrik, Pemerintah terus mengupayakan kecukupan pasokan listrik nasional, melalui berbagai proyek pembangkit tenaga listrik. Dari sisi kontinuitas pasokan listrik, PT.”X” berkepentingan untuk melakukan routine maintenance pada pembangkit listrik, termasuk transmisi dan distribusi. Demikian juga dalam konteks manajemen resiko, salah satu pilihannya adalah melakukan risk transfer mechanism, yaitu memindahkan resiko ke pihak perusahaan asuransi. Risk transfer mechanism memegang peranan penting, khususnya bila menghadapi Act of God, seperti gempa, tsunami, banjir, petir, hujan, dan sebagainya, dan adanya kejadian di luar kendali (sudden and unforeseen damage). Oleh karenanya penulisan konsultansi ini ditujukan untuk pembuatan kebijakan di bidang Asuransi bagi PT. “X”. Metode pelaksanaan pengabdian masyarakat berupa konsultansi berbasis model manajemen stratejik pada strategi dan kebijakan perusahaan di bidang asuransi, dengan menggunakan data internal dan eksternal serta berbagai diskusi untuk mengambil kesimpulan dan keputusan.Model manajemen stratejik untuk strategi dan kebijakan, dipadukan dengan faktor utama produksi, analisa rantai nilai dan risk appetite PT. “X”, hasilnya berupa kebijakan asuransi berisikan rekomendasi prioritas kebutuhan asuransi dan jenis produk pada obyek asuransi.

 

Kata kunci: listrik, pasokan, kontinuitas


Referensi


Daftar Pustaka

“Peringkat 106 Perusahaan Asuransi 2007”. Media Asuransi, Edisi 209 Juni 2008.

Barney, J.B. (1991). Firm resouces and sustained competitive advantage. Journal of Management, 17, 99-120.

Barney, J.B. (2002). Gaining and sustaining competitive advantage (pp. 314-315). Upper Saddle River, NJ: Prentice Hall.

Barney, J.B., & Arikan, A.M. (2001). The resource-based view: Origins and implications. In M.A. Hitt, R.F. Freeman, & J.S. Harrison (Eds.). Handbook of strategic management (pp. 124-188). Oxford: Blackwell Publishers.

Biro Perasuransian, Bapepam LK. Laporan Perasuransian Indonesia 2014 dan 2015.

Brockmand, B., & Morgan, F. (2003). The role of existing knowledge in new product innovativeness and performance. Decision Science, 32 (2), 385-419.

Burns, T., & Stalker, G.M. (1961). The Management of Innovation. Tavistock, London.

Burns, T., & Stalker, George M. (1961). The management of innovation. London: Tavistock Publications.

Burpitt, W.J., & Bigoness, W.J. (1997). Leadership and innovations among teams: the impact of empowerment. Small Group Research, 28, 414-423.

Chakrabarti, A.K.(1974). The role of champion in product innovation. California Management Review, 17, 58-62.

Chen, C.J., & Huang, J.W. (2007). How organizational climate and structure affect knowledge management - The social interaction perspective. International Journal of Information Management, 27, 104-118.

Chen, C.J., Huang, J.W., & Hsiao, Y.C. (2010). Knowledge management and innovativeness: the role of organizational climate and structure. International Journal of Manpower, 31 (8), 848-870.

Davenport, T.H., & Prusak , L. (1998). Working knowledge: How organizations manage what they know. Boston: Harvard Business School Press.

Dibella, A., Nevis, E., Gold, J., 1996. Understanding organizational learning capability. Journal of Management Studies 33, 361-379.

Dickson,G.C.A. (1993). Risk and Insurance. Cambridge, UK : Book Production Consultants plc.

Djohanputro, Bramantyo. (2008). Prinsip – Prinsip Ekonomi Makro. Edisi 10. Jakarta : Penerbit PPM.

Dovey, K. (2009). The role of trust in innovation. The Learning Organization, 16 (4), 311-325.

Gitman, Lawrence J. (2006). Principles of Managerial Finance.11th .ed. Boston : Pearson Education, Inc.

Horngren, Charles T., Gary L. Sundem dan William O. Stratton. (2005). Introduction to Management Accounting.13th.ed. Upper Saddle River, New Jersey : Prentice Hall.

Horwitch, M., & Armacost, R.(2002). Helping Knowledge Management be all it can be. Journal of Business Strategy, 6, 2-3.

Indonesia Legal Center Publishing. (2007). Peraturan Perundang – Undangan Asuransi Indonesia. Jakarta : CV Karya Gemilang.

Jimenez, Daniel, & Valle, R.S. (2011). Innovation, organizational learning, and performance. Journal of Buisness Research, 64, 408-417.

Johnson, V. (2006). A Journey to Personal Mastery. Dissertation. Royal Roads University.

Kotler, Philip dan Kevin Lane Keller.(2006). Marketing Management.12th.ed. Upper Saddle River, New Jersey : Prentice Hall.

Kreitner, R., & Kinicki, A. (2010). Organizational Behavior. New York: McGraw- Hill.

Mudrajad (2006). Strategi bagaimana meraih keunggulan kompetitif. Jakarta: Erlangga.

Nordhaus, Samuelson. (2005). Economics. 18th. ed. New York : McGraw- Hill.

Porter, M.E. (1990). The competitive advantage of nations. New York: The Free Press.

Prihadi, Toto. (2008). 19 Tips Memahami Laporan Keuangan. Jakarta : Penerbit PPM.

Prihadi, Toto. (2008). Mudah Memahami Laporan Keuangan. Jakarta : Penerbit PPM.

Ruppel, C.P., & Harrington, S.J. (2000). The relationship of communication , ethical work climate, and trust to commitment and innovation. Journal of Business Ethics, 25 (4), 313.

Sianipar,JT., dan Jan Pinontoan. (2003). Surety Bond sebagai alternatif dari Bank Garansi. Jakarta : CV Dharmaputra.

Stata, R. (1989). Organizational Learning: the key to management innovation. Sloan Management Review, 30 (3), 63-74.

Tunggal, Arif Djohan. Peraturan Perundang – undangan Perasuransian di Indonesia tahun 1992 – 1997. Jakarta : Harvarindo, 1998

Tushman, M.L., & O’Reilly, C.A. (1997). Winning through innovation. Boston: Harvard University Press.

Van de Ven, A.H.(1993). Managing the process of organizational innovation. In G.P. Huber and W.H. Glick (Eds.). Organizational change and redesign: Ideas and insights for improving performance (pp. 269-294).New York: Oxford University Press.

Wheelen, Thomas L. , dan J. David Hunger. (2006). Strategic Management and Business Policy.10th.ed. Upper Saddle River, New Jersey : Prentice Hall.


Teks Lengkap: PDF

Refbacks

  • Saat ini tidak ada refbacks.


ISSN CETAK : 2406-8365