REKOMENDASI KEBIJAKAN ASURANSI DI PT.â€Xâ€

Dedy Dewanto

Sari


Abstract

One of the tasks of community service is to perform consultation to enterprises available in the community. This writing is based on consultation to PT.â€Xâ€, which owns electricity supply business. The role of electricity as the main energy source for all human activities is vital. So important is the role of electricity as energy source, causing all important activities in life can be stopped, interrupted or delayed when power outages, resulting in lossess in various aspects of  life. The loss aspect that has always been the main benchmark of staakeholders is the economic loss. Therefore ensuring the availability of electricy is very important. There are two main points of concern: availability and continuity of power supplies.In terms of availability of power supplies, Government continues to seek sufficient national electricity supply, through various power generation projects. Similary, in the context of risk management, one option is to do risk transfer mechanism, ie move the risk to insurance company. Risk transfer mechanism plays an important role, especially when facing Act of God, such as earthquakes, tsunami, flood, lightning, rain, etc, and the existence of events out of control (sudden and unforseen damage). Therefore this writing intended for the creation of insurance policies of PT. “Xâ€. The method of this community service using consultation based on strategic management model for strategy and policy in insurance matter , applying internal and external data, as well some discussion to take conclusion and decision. The strategic management model for strategy and policy combined with key production factors, value chain analysis, and risk appetite PT.â€Xâ€, resulting insurance policy containing recommendations priority needs and types of insurance for the objects.

 

Keywords: electricity, supply, continuity

 

Abstrak

Salah satu tugas  pengabdian masyarakat adalah melakukan konsultansi pada perusahaan yang terdapat dalam masyarakat. Penulisan ini didasarkan pada konsultansi pada PT.â€X†yang memiliki bisnis di bidang penyediaan listrik. Peran listrik sebagai sumber energi utama bagi seluruh aktifitas kegiatan manusia sangatlah vital. Begitu pentingnya peranan listrik bagi sumber energi, menyebabkan semua aktifitas penting dalam kehidupan bisa terhenti, terganggu atau tertunda bila listrik padam, sehingga timbul kerugian di berbagai aspek kehidupan. Aspek kerugian yang selalu menjadi tolok ukur utama para pemangku kepentingan adalah kerugian ekonomi. Oleh karenanya memastikan ketersediaan listrik sangatlah penting. Ada dua hal pokok yang menjadi perhatian utama yaitu: ketersediaan pasokan listrik dan kontinuitas pasokan listrik. Dalam hal ketersediaan pasokan listrik, Pemerintah terus mengupayakan kecukupan pasokan listrik nasional, melalui berbagai proyek pembangkit tenaga listrik. Dari sisi kontinuitas pasokan listrik, PT.â€X†berkepentingan untuk melakukan routine maintenance pada pembangkit listrik, termasuk transmisi dan distribusi. Demikian juga dalam konteks manajemen resiko, salah satu pilihannya adalah melakukan risk transfer mechanism, yaitu memindahkan resiko ke pihak perusahaan asuransi. Risk transfer mechanism memegang peranan penting, khususnya bila menghadapi Act of God, seperti gempa, tsunami, banjir, petir, hujan, dan sebagainya, dan adanya kejadian di luar kendali (sudden and unforeseen damage). Oleh karenanya penulisan konsultansi ini ditujukan untuk pembuatan kebijakan di bidang Asuransi bagi PT. “Xâ€. Metode pelaksanaan pengabdian masyarakat berupa konsultansi berbasis model manajemen stratejik pada strategi dan kebijakan perusahaan di bidang asuransi, dengan menggunakan data internal dan eksternal serta berbagai diskusi untuk mengambil kesimpulan dan keputusan.Model manajemen stratejik untuk strategi dan kebijakan, dipadukan dengan faktor utama produksi, analisa rantai nilai dan risk appetite PT. “Xâ€, hasilnya berupa kebijakan asuransi berisikan rekomendasi prioritas kebutuhan asuransi dan jenis produk pada obyek asuransi.

 

Kata kunci: listrik, pasokan, kontinuitas


Teks Lengkap:

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Referensi


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DOI: https://doi.org/10.47007/abd.v4i2.2288

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